Trust

Payment-method verification

Standard reviews the payment methods a seller publicly accepts. The goal is to give buyers a clearer picture of how a checkout actually works before they leave for a seller's official website.

What payment-method verification means

A verified payment method on Standard means the seller has submitted public-facing checkout proof and (where applicable) a refund policy, and the Standard team has reviewed it. The badge confirms the seller's claim that the method is real and supported on their site — not that every transaction will be problem-free.

What sellers submit

  • Checkout URL or merchant screenshot showing the method.
  • Refund or dispute policy URL when the method supports them.
  • Processor name (e.g. Stripe, Coinbase Commerce, manual).
  • Any seller-specific notes about delivery time or supported regions.

Lower-risk vs. higher-risk methods

Some payment methods give buyers stronger protection than others. Card and PayPal Goods & Services generally support chargebacks and disputes. Friends & Family transfers, gift cards, and crypto are typically irreversible. Standard surfaces this difference on the product page so buyers can match the method to the level of protection they want.

How verification can be revoked

Verification is not permanent. We can revoke a verified payment badge if a seller's checkout setup changes, refund policy disappears, or buyer reports indicate the method is no longer real. Sellers can re-submit once the issue is resolved.

What Standard does not do

Standard does not process, hold, or escrow payments. Buyers transact directly on the seller's official website using the seller's checkout. Standard is a discovery and trust-signal layer that helps buyers compare options before that checkout begins.

FAQ

Common questions

What does a verified payment method mean?

It means the Standard team has reviewed proof that the seller actually accepts that payment method on their official site, and (where relevant) that a refund or dispute policy exists. It is a statement about the checkout setup, not a guarantee about any individual order.

Does Standard hold or process payments?

No. Buyers transact on the seller's official website. Standard surfaces verified payment methods, refund policies, and trust signals before the click-through.

Are all sellers required to verify payment methods?

No, but sellers without any verified payment method are surfaced with weaker trust signals. Buyers should treat unverified payment claims with more caution.

What if a payment method is later removed?

If the verified badge disappears, it usually means the proof no longer holds (refund-policy URL broken, checkout reorganised, buyer reports). Sellers can re-submit to be reviewed again.

Related trust pages

Ready to compare sellers?

Browse the marketplace, check verified payment methods, and click through to the seller's official website to buy.